Shark:
With your having lived in the islands wouldn't this be an ideal setting for a Wendy game. Mother and Dad send her there on a vacation after she graduates from "Boarding School." I can envision all manner of erotic scenes, on the beach right atthe edge of the water, in an outrigger, a thatched hut....
Cloe and Nanny could accompany her and who knows, perhaps somewhere offshore she could even meet the real Cloé....