I just want to give you guys a heads-up about the use of DAZ Studio 3 Advanced, for those who has it. For those who do not have it, you can get it through some magazine [3D World #148], October Issue of Digital Art - read the thread here:
http://forum.daz3d.com/viewtopic.php?t=174439Anyway, my point is that you can get rid of most of the poke-throughs of clothes for the character if the morphs aren't suitable enough, check out this Youtube-video:
http://www.youtube.com/watch?v=yPje_ZrobzAIt shows Morph Follower at work, and I've tried it myself. So happy rendering!!
Edit. And I feel a bit stupid for not using this feature before.